THE BUYING PROCESS
From property hunting and price negotiations to mortgage offers and legal paperwork, we will help you with everything involved in buying your new property. Your dream home is waiting and we are excited about helping you find it. Get in touch to find out how to get the process started. We are looking forward to helping you on this exciting new journey.
Get Approved
The first step to buying a home is to understand your buying power and establish a price range. A licensed lender can help evaluate your financial standing and provide a pre-approval. Getting pre-approved will help guide your decisions during the home shopping process..
Home Search
Let the fun begins!. As your REALTOR®, we will be sure to get you information on new houses that meet your criteria. We will search for homes on your behalf, including pre-list properties that have not yet been shared with the general public.
When you find a home that you like, we'll schedule a showing tour for you to preview the property in person. We will do everything in our power to help you find your dream home
Make an Offer
When you have found your dream home and ready to move forward with a purchase, we will advise you on constructing the strongest offer possible and draw up the necessary paperwork on your behalf. There is a lot to consider when making an offer We'll discuss not only the purchase price, but also the closing date, sale contingencies and any special stipulations for your particular purchase. Once an offer is submitted, the seller may accept, reject, or counter the offer. If the seller returns a counter, we will enter a negotiation period until an agreement is reached, or the offer is rejected by either party.
Home Inspection
Inspecting the physical condition of your next home is a vital part of the home-buying process. A licensed home inspector will conduct a comprehensive evaluation of the entire property and report any problems with the condition of the home's structure or systems. The inspector will also investigate such as pest infestations, mold or similar damage. Depending on the purchase agreement, we may enter additional rounds of negotiation to resolve any problems discovered during the inspection.
Appraisal
Your lender will arrange a professional appraisal of the home. An appraisal is an unbiased estimate of the true (or fair market) value of a home and is conducted by an independent third party. The appraiser will confirm the appraisal value of the property for all parties involved. If the home appraises at less than the expected value, you may have the option to either renegotiate the purchase agreement, or terminate the contract.
Close the Deal
Time to celebrate! Your lender will provide final closing disclosure that summarizes the loan terms, monthly payments, taxes, and any other costs associated with the closing. They will also confirm that you are clear to close, and you will sign all of the paperwork required to complete your purchase and loan agreement. Once the paperwork is signed by all parties and your loan is funded, you will receive keys and you'll be ready to move into your new home!
Move-In
Now is the time to start making memories with your family and friends.